Vacation Rental Damage Protection

Flat-price protection against accidental guest damage. One plan per stay, no security deposit to collect, no deductible when something breaks.

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Deductible: No deductible; An approved claim is paid in full, up to your limit.
Coverage: Up to $3,000; Per guest stay. A $1,500 plan is also available.
Stay length: Up to 30 days; One flat price covers a single stay of up to 30 days.

Two plans, one flat price per stay

Pick the coverage limit that fits your property. Both plans cover the same accidents with no deductible.

$1,500 Coverage

$59 per stay

Members pay $49

Coverage limit: $1,500
Deductible: No deductible
Stay length: Up to 30 days
Claim window: 14 days after departure

Get $1,500 Coverage

$3,000 Coverage

$79 per stay

Members pay $69

Coverage limit: $3,000
Deductible: No deductible
Stay length: Up to 30 days
Claim window: 14 days after departure

Get $3,000 Coverage

What damage protection covers

Accidental damage to the rental unit or its contents during a covered stay.

Accidents

Knock over a lamp or glassware that breaks.

Damage

Spill on the carpet or furniture, or tear it by accident.

Repairs

Drop a skillet on a glass cook-top — and there goes hundreds of dollars.

See everything that's covered — and what isn't

Built for hosts and property managers

You're the covered party. Most hosts pass the plan's cost to the guest through the rental rate or a separate fee, so protection costs you nothing out of pocket and replaces the hassle of holding and refunding security deposits.

Member pricing — $10 off every plan when you register
Saved properties for a faster purchase on every booking
A coverage calendar showing every stay you've protected
Learn about the partner program

Common questions

What is vacation rental damage protection?

Vacation rental damage protection covers accidental damage a guest causes to a rental property during a covered stay. Instead of collecting and refunding security deposits, the host or manager buys a flat-price plan for the stay, covering up to $1,500 or $3,000 in damage.

Is there a deductible?

There is no deductible. An approved claim is reimbursed in full, up to the coverage limit you selected — $1,500 or $3,000.

Who pays for damage protection — host or guest?

Ideally, the lodging provider (the host or property manager) purchases coverage, since they're the party who gets reimbursed if something is damaged. Most providers pass the cost along to the guest through the rental rate or a separate fee, so the guest isn't out of pocket if an accident happens and the host has an easy way to be reimbursed without chasing the guest for money.

How soon must I file a claim?

You must initiate a claim within 14 days of the guest's departure date, and it must include photo(s) of the damage to get started. Paid receipts with proof of payment are due within 45 days of opening the claim. These dates are strictly enforced — the underwriter does not allow extensions.

Read all frequently asked questions

Protect the next stay

$1,500 or $3,000 of coverage, one flat price, purchased in minutes for the booking you have coming up.

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