$1,500 Coverage
$59 per stay
Members pay $49
- Up to $1,500 in accidental guest damage
- Covers the rental unit and its contents
- One guest stay, up to 30 days
- No deductible — approved claims paid in full up to the limit
Damage Protection Plans & Coverage
Two flat-price plans, one flat rule: accidental guest damage is reimbursed up to your plan's coverage amount, with no deductible.
$3,000 Coverage
$79 per stay
Members pay $69
- Up to $3,000 in accidental guest damage
- Covers the rental unit and its contents
- One guest stay, up to 30 days
- No deductible — approved claims paid in full up to the limit
What's covered
Accidental damage to the rental unit or its contents during a covered stay, including:
- Accidentally broken glassware or lamp
- Accidentally broken furniture
- Accidental carpet spill
- Accidental furniture or carpet tear
- Accidentally broken or damaged appliances
What's not covered
The program covers accidental damage only. It does not cover:
- Gross negligence or willful destruction of property by the renter and members of their party
- Pet damage
- Damage by someone not part of the reservation
- Damage by the homeowner
- Damage outside of the booking period
- Damage to common areas not part of the rented unit
- Damage caused by motor vehicles
- Damage to golf carts
- Normal wear and tear
What an accident actually costs
Small mistakes turn into real repair bills. These are the accidents the program was built for.
The knocked-over lamp
A guest reaches for the light and the lamp goes over. Without protection you're replacing it out of the deposit — if there is one — and arguing about the price. With it, you're reimbursed for the replacement.
The carpet spill
Red wine on a light carpet, or a tear from a dragged suitcase. Professional cleaning or a replacement section is a covered accidental-damage claim, not a conversation with the guest.
The cracked cook-top
Drop a skillet on a glass cook-top and there goes hundreds of dollars. Appliance damage like this is exactly what the coverage limit is for.
There is no deductible
The full amount of the claim is paid up to the coverage limit selected — $1,500 or $3,000.
Special pricing for partners
Registered hosts and property managers save $10 on every plan — $49 for $1,500 of coverage, $69 for $3,000 — and get a faster purchase flow with saved properties.